Critical Illness Insurance Review (Malaysia): Don’t buy one before reading this!
1) Are you worried that after all your years of hard work, your savings may just be totally depleted with one heart surgery? While prevention is better than cure, the topic of health and disease prevention will be covered in another post. Most people may think of insurance as a ‘cash outflow’. If you think that the cash outflow of paying to cover the annual premium is high, what about the cash outflow of a critical illness? 2) What we would like to share in this article is on the benefit of critical illness insurance and the coverage. Critical care insurance is a type of medical insurance that provides protection when a major illness occurs. 3) Some may not agree, but to us; the critical illness insurance product is suitable for the middle-income group. The rich don’t need it and the poor can’t afford it. So, if you think that you are in this category, this is one solution that you have to seriously consider in order to reduce the financial impact on you or your fam...